Attention homeowners in Bennington and Bennington County: Need an appraisal?

The top 7 reasons why VT homeowners hire Ryan Bull Appraisals:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Bennington county's assessment of your propertyworth
To cut a monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Bennington county or VT by determining the true market value of property in question

Do you own a house in or near Bennington? Do you need help determining the price of your real estate?
Contact Ryan Bull Appraisals.

We at Ryan Bull Appraisals understand the unique needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Ryan Bull Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to cancel PMI

A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experienced in helping folks just like you rid yourselves of unneeded PMI insurance.

Challenge Bennington county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other properties close by. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal report from Ryan Bull Appraisals is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Ryan Bull Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.